**5.1% APY eligibility: All new user brokerage accounts. Existing user brokerage accounts must refer a friend to deposit $100+ OR deposit $500 themselves to access the higher rate (If conditions are not met, rate is 0.03%).
Terms and Conditions Apply. The Cash Sweep Program is a feature of the brokerage account. The APY rate is subject to change. Neither Moomoo Financial Inc. nor any of its affiliates are banks.